[e-gold-list] [dgc.chat] Test of new Virtual Credit Card (was: skype vouchers)

[by way of Steve Schear <s.schear at comcast.net>]

[I saw this posted to dgc.chat recently.  Although this is a new service 
its key was signed by Jim Davidson and a posting to another list promised 
other coming endorsements.  Its a nymous, pre-paid, VISA account (no 
physical card) loaded using 1mdc (I heard they also accept e-gold now).  It 
should be possible to use them to create SkypeIn/Out accounts or increase 
their balances.

I have spoken with one of their customers and he said the service worked as 
advertised.

I think they wanted to post to this list but couldn't figure out how to 
subscribe.  Are new subscriptions to this list possible?]

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New Virtual Credit Card

Our group is developing an inexpensive, privacy-oriented, virtual credit 
card financial product.  There are already a few virtual credit cards out 
there.  Ours is truly virtual: no card issued.  Use it for web merchants, 
to fund telecom services, on-line subscriptions, etc.

You receive a pre-loaded, active, account number issued to a nym (not your 
name) fresh on demand. There is no compromise in your identity due to 
courier delivery or cost.  It’s not detectable by the merchant as being a 
virtual card.

While we complete our web site, and automate the process, we want to 
manually test the nuts-and-bolts of the transaction processing and make 
sure there aren’t any unforeseen holes.  The test is expected to last up 
to 60 days (test progress reports on this forum and on our web site, when 
operational).

During the test, funding made during business hours (for the Americas) 
should generally take place within 4 hours Monday ­ Friday (other time 
zones  and Saturday ­ Sunday within a day).  After funding, you’ll  be 
provided by email with a unique operating credit card number, expiration 
date, 3-digit CVC/CVV and proper ‘personal’ identification information 
to complete on-line transactions for that card.  (Once the system is live 
most/all of this information will be provided via the web site.)

All operations for this service are outside U.S.

ASSURANCE
At least one well-known DGC community member knows parties associated with 
this venture. Check our PGP (below) for his signature.  Contact him 
directly for further information.

TEST FEE SCHEDULE
10% of funded balance, minimum fee USD 3.00   Examples:
Amount Paid   Amount Funded
$23                  $20
$33                  $30
$55                  $50
$110                $100

- Funding balances will be in USD. (However, the card can be used to pay in 
any currency. The card issuer will automatically make the exchange, pay the 
equivalent amount to the merchant and deduct it from your card.)
- NO monthly fees
- NO transaction fees
- NO foreign exchange fees
- For the test we prefer to fund balances below $100 per card

NOTICE
The following will apply during the TEST period:
- Only 1mdc is accepted for funding
- Cards may be ordered in exact denominations desired (e.g., USD 26.42)
- No reloading of cards
- Cards will expire between 30 and 60 days from issuance (NO renewal/expiry 
extension)
- No refunds on expired cards
- Please specify whether you wish the card’s associated nym to be female 
(male is the default)
- Unless requested, card nyms will be randomized among orders so you are 
assured that your second order will have the same nym as the first
- Cards can only be used with the first merchant to whom they are 
presented. (If you are rejected by the merchant contact us and we will 
issue a new ‘card’; only one free re-issue per funding, for all 
additional re-issues fees will be charged as in a new funding), but can be 
used multiple times with this merchant
- Cannot be used to fund gambling and money transfer services (If you 
present our card to one of these merchants you will be forced to pay a 
re-issue fee charged as in a new funding.)

CONTACT
Your orders, feedback or questions are desired.

All correspondence will be conducted via email (PGP encrypted messages 
favored. If you wish to become a Preferred Client please preserve your PGP 
key for authentication.)

We’d like to know:
- To what markets and uses you see such a virtual card best applied?
- What other lists or forums do you think would serve to provide competent 
testers?
- How important is persistence of the card nyms across several orders, that 
is, the availability of a particular nym over several orders and/or many 
months?
- How important is the availability of nyms unique to a specific 
client?  Or is it better for nyms to always be shared among clients?
- How important is the ability to specify a particular nym?  A 
gender?  Regionalization of the card nym’s family name (e.g., 
Anglo/American, German, or Hispanic).  Which “regionalizations” are 
most desired?

Email: vcc-test at safe-mail.net

If you wish to become a Preferred Client to this service please establish 
and maintain a persistent email address and associated PGP key.

Our Test Administrator’s key
.
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Version: PGP 7.0.4

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